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Key Features & Benefits
- ✦3 Reward Points per ₹100 on dining, travel & entertainment
- ✦2 Reward Points per ₹100 on all other spends
- ✦2 domestic + 2 international lounge visits per quarter (8+8/year)
- ✦2 complimentary golf lessons/month
- ✦2 free movie tickets/month via BookMyShow
- ✦25% discount at 300+ partner restaurants (Swiggy Dineout)
- ✦Travel insurance: air accident ₹1 crore
- ✦Annual fee waiver on ₹5L annual spend
- ✦Railway surcharge waiver on IRCTC bookings
- ✦Kotak Reward Points redeemable for vouchers, travel, merchandise
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Welcome & Joining Benefits
- ✦1,000 RP on ₹500+ transaction within 30 days of joining
Milestone Benefits
- ✦₹5L annual spend → ₹3,000 annual fee waived
Pros & Cons
✓ Advantages
- ✓3X on dining/travel/entertainment covers most lifestyle spends
- ✓8 domestic + 8 international lounge visits/year
- ✓Movie + golf + dining discounts — strong all-rounder
- ✓Annual fee waived at ₹5L spend
✗ Disadvantages
- ✗3.5% forex — not for international use
- ✗3X limited to specific categories
- ✗1 RP = ₹0.25 — standard value
Frequently Asked Questions
How do I get free movie tickets with Kotak White?
Get 2 complimentary movie tickets per month via BookMyShow — up to ₹200 off per ticket. Log in to BookMyShow, select your movie, and pay with the Kotak White card to apply the discount automatically.
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