Key Features & Benefits
- ✦10X Reward Points on dining, movies, grocery, departmental stores & utility bill payments
- ✦1 Reward Point per ₹100 on all other spends
- ✦₹50 preloaded on Delhi Metro smart card on joining
- ✦Metro card top-up facility integrated
- ✦Annual fee waiver on ₹1L annual spend
- ✦1% fuel surcharge waiver
- ✦Reward Points redeemable for metro top-up and merchandise
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Welcome & Joining Benefits
- ✦₹50 preloaded on Delhi Metro smart card
- ✦2,000 bonus Reward Points on spending ₹2,000 within 60 days
Milestone Benefits
- ✦₹1L annual spend → Annual fee waiver
Pros & Cons
✓ Advantages
- ✓10X on grocery + dining + utility — covers daily commuter spending well
- ✓Metro card integration — convenient for Delhi NCR daily commuters
- ✓₹50 preloaded balance on joining
✗ Disadvantages
- ✗Best value for Delhi NCR residents only
- ✗No lounge access
- ✗3.5% forex
Frequently Asked Questions
Can I use the rewards for metro top-up?▼
Yes — Reward Points earned on the Delhi Metro SBI Card can be redeemed to top up your Delhi Metro smart card, in addition to standard merchandise and e-voucher options.
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