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SBI

All SBI Credit Cards

AURU

SBI Card AURUM

SBI Card · Super Premium / Invite Only
Invite OnlySuper PremiumMetal Card
  • 4 Reward Points per ₹100 on all eligible retail spends
  • 10X Reward Points via SBI SmartShop portal
  • Unlimited complimentary domestic airport lounge access
  • Unlimited international lounge access via Priority Pass
SBI

SBI Card ELITE

SBI Card · Premium
PremiumTravelLow Forex
  • 5X Reward Points on dining, grocery & departmental stores (2.5% rate)
  • 2 Reward Points per ₹100 on all other eligible spends (0.5%)
  • 2 free movie tickets per month via BookMyShow (up to ₹250 each = ₹6,000/year)
  • 12 complimentary domestic lounge visits per year
SBI

SBI Card PRIME

SBI Card · Mid-Premium
Mid-Premium10X RewardsLounge
  • 20X Reward Points on utility bill standing instructions (5% effective rate)
  • 10X Reward Points on grocery, dining, movies & departmental stores (2.5%)
  • 2 Reward Points per ₹100 on all other eligible spends
  • 8 complimentary domestic lounge visits per year
SBI

SBI Cashback Credit Card

SBI Card · Cashback
5% OnlineCashbackNo Restrictions
  • 5% cashback on ALL online transactions — no merchant exclusions
  • 1% cashback on ALL offline/in-store transactions
  • Cashback capped at ₹5,000 per billing cycle (online) + ₹5,000 (offline)
  • Cashback auto-credited to card account within 2 days of posting
SIMP

SBI SimplyCLICK Credit Card

SBI Card · Entry / Online Shopping
10X RewardsOnline ShoppingEntry Level
  • 10X Reward Points on exclusive partners: Amazon, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CliQ, Apollo 24×7
  • 5X Reward Points on all other online spends (not above partners)
  • 1 Reward Point per ₹100 on offline/in-store spends
  • Amazon e-gift voucher worth ₹500 as welcome benefit
SIMP

SBI SimplySAVE Credit Card

SBI Card · Entry Level
Entry Level10X RewardsDining
  • 10X Reward Points on dining, grocery, movies & departmental stores (2.5% effective rate)
  • 1 Reward Point per ₹100 on all other eligible spends
  • 2,000 bonus Reward Points welcome benefit (on ₹2,000 spend in 60 days)
  • Annual fee waiver on ₹1L annual spend
BPCL

BPCL SBI Card OCTANE

SBI Card · Co-branded / Fuel
Best Fuel CardCo-brandedBPCL
  • 25 Reward Points per ₹100 at BPCL fuel stations (6.25% effective rate)
  • Additional 1% fuel surcharge waiver at BPCL
  • Total effective saving at BPCL: 7.25% (highest fuel card rate in India)
  • 10X Reward Points on grocery, movies & dining
BPCL

BPCL SBI Card

SBI Card · Co-branded / Fuel / Entry
FuelBPCLEntry Level
  • 13X Reward Points at BPCL fuel stations (3.25% effective rate)
  • 1% fuel surcharge waiver at BPCL
  • Total effective saving at BPCL: ~4.25%
  • 5X Reward Points on dining, grocery, and movies
AIR

Air India SBI Signature Credit Card

SBI Card · Co-branded / Travel / Airline
Co-brandedAir IndiaFlying Returns
  • 30 Reward Points per ₹100 on Air India tickets booked for self on airindia.com (7.5%)
  • 10 Reward Points per ₹100 on Air India tickets booked for others on airindia.com
  • 10 Reward Points per ₹100 on Air India call centers/offices bookings
  • 4 Reward Points per ₹100 on all other eligible retail spends
AIR

Air India SBI Platinum Credit Card

SBI Card · Co-branded / Travel / Entry
Co-brandedAir IndiaEntry Travel
  • 15 Reward Points per ₹100 on Air India tickets for self via airindia.com (3.75%)
  • 5 Reward Points per ₹100 on Air India tickets for others
  • 2 Reward Points per ₹100 on all other retail spends
  • 5,000 bonus Reward Points on joining
ETIH

Etihad Guest SBI Premier Credit Card

SBI Card · Co-branded / Premium Travel
Co-brandedEtihadGold Status
  • 6 Etihad Guest Miles per ₹100 on etihad.com bookings
  • 4 Etihad Guest Miles per ₹100 on international spends
  • 2 Etihad Guest Miles per ₹100 on all other eligible spends
  • Complimentary Etihad Guest Gold Tier on first transaction
ETIH

Etihad Guest SBI Card

SBI Card · Co-branded / Entry Travel
Co-brandedEtihadSilver Status
  • 3 Etihad Guest Miles per ₹100 on etihad.com
  • 2 Etihad Guest Miles per ₹100 on international spends
  • 1 Etihad Guest Mile per ₹100 on all other spends
  • Complimentary Etihad Guest Silver Tier status
SBI

SBI Card Pulse

SBI Card · Health & Wellness
Health CardFitnessPharmacy
  • 10 Reward Points per ₹100 on pharmacy, chemist, movies & dining (2.5% rate)
  • 2 Reward Points per ₹100 on all other eligible retail spends
  • Complimentary Noise ColorFit Pulse Smart Watch (worth ₹5,000) as welcome gift
  • Complimentary Fitpass Pro annual membership (access to 5,500+ gyms/yoga studios)
IRCT

IRCTC SBI Card Premier

SBI Card · Co-branded / Travel / Railway
Co-brandedIRCTCRailway
  • Up to 10% value back on IRCTC ticket bookings via irctc.co.in
  • 3 Reward Points per ₹125 on utility standing instructions and dining
  • 1 Reward Point per ₹125 on all other eligible spends
  • 1 Reward Point = ₹1 (premium rate — not ₹0.25 like standard SBI cards)
IRCT

IRCTC SBI Card

SBI Card · Co-branded / Railway / Entry
Co-brandedIRCTCEntry Travel
  • 1 Reward Point per ₹125 on all eligible spends
  • 1 Reward Point = ₹1 when redeemed on IRCTC (premium rate)
  • 1.8% transaction surcharge waiver on IRCTC bookings
  • EaseMyTrip flight voucher worth ₹300 on joining
PAYT

Paytm SBI Card SELECT

SBI Card · Co-branded / Cashback
Co-brandedPaytmCashback
  • 5% cashback on Paytm Mall, Movies, and Travel via Paytm App
  • 2% cashback on all other Paytm App transactions
  • 1% cashback on all other online/offline spends
  • Complimentary Paytm First membership (benefits worth ₹75,000)
PAYT

Paytm SBI Card

SBI Card · Co-branded / Entry / Cashback
Co-brandedPaytmEntry Level
  • 3% cashback on Paytm Mall, Movies & Travel via Paytm App
  • 2% cashback on all other Paytm App transactions
  • 1% cashback on all other online and offline spends
  • Paytm First membership complimentary
SBI

SBI Card UNNATI

SBI Card · Secured / Entry / Zero Fee (4 years)
Secured CardFree 4 YearsCredit Builder
  • 1 Reward Point per ₹100 on all eligible spends
  • Zero joining fee and zero annual fee for first 4 years
  • ₹500 cashback on spending ₹50,000+ in a year
  • Issued against SBI Fixed Deposit (no income proof or credit history required)
DELH

Delhi Metro SBI Credit Card

SBI Card · Co-branded / Transit / Entry
Co-brandedDelhi MetroTransit
  • 10X Reward Points on dining, movies, grocery, departmental stores & utility bill payments
  • 1 Reward Point per ₹100 on all other spends
  • ₹50 preloaded on Delhi Metro smart card on joining
  • Metro card top-up facility integrated
MUMB

Mumbai Metro SBI Credit Card

SBI Card · Co-branded / Transit / Entry
Co-brandedMumbai MetroTransit
  • 10X Reward Points on Mumbai Metro top-up
  • 10X Reward Points on dining, movies, grocery, and departmental stores
  • 1 Reward Point per ₹100 on other spends
  • ₹50 preloaded on Mumbai Metro card on joining
APOL

Apollo SBI Credit Card

SBI Card · Co-branded / Health / Entry
Co-brandedHealthApollo
  • 3X Reward Points on Apollo health services (Apollo Pharmacy, Apollo 24×7, hospitals)
  • 2X Reward Points on dining, movies, and entertainment
  • 1 Reward Point per ₹100 on all other eligible spends
  • Complimentary Apollo Gold Tier Membership on joining
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About SBI Credit Cards

SBI Card (SBI Cards and Payment Services Ltd.) is a subsidiary of State Bank of India and the second-largest credit card issuer in India with over 2.19 crore active cards as of early 2026. SBI Card offers a comprehensive range from entry-level cards like SimplySAVE and SimplyCLICK to the invite-only AURUM and premium ELITE.

The SBI Cashback Credit Card stands out as India's best flat-rate cashback card — 5% on all online spends with no merchant restrictions. The BPCL OCTANE offers the highest fuel savings rate (7.25%) in India. For travel, the Air India SBI Signature and Etihad SBI Premier cover domestic and international airline miles.

SBI Reward Points: 1 RP = ₹0.25 at standard redemption (except IRCTC SBI Premier where 1 RP = ₹1 for IRCTC bookings). SBI Card's interest rate is 3.5% per month — one of the higher rates in the industry, so paying full dues monthly is important. Forex markup: 1.99% on ELITE/AURUM, 3.5% on all other cards.

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