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Etihad Guest SBI Premier Credit Card

Premium Etihad co-branded card — Gold status + miles on every spend

Co-brandedEtihadGold StatusTravel Miles
Apply Now — Official SBI Card Site ↗
Joining Fee
₹4,999 + GST
Annual Fee
₹4,999 + GST
Reward Rate
6 Etihad Miles/₹100 airindia etihad.com; 4 Miles/₹100 international; 2 Miles/₹100 others
Lounge Access
4 domestic + 2 international per year
Forex Markup
3.5%
Fuel Waiver
1% surcharge waiver
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Key Features & Benefits
  • 6 Etihad Guest Miles per ₹100 on etihad.com bookings
  • 4 Etihad Guest Miles per ₹100 on international spends
  • 2 Etihad Guest Miles per ₹100 on all other eligible spends
  • Complimentary Etihad Guest Gold Tier on first transaction
  • Gold Tier benefits: extra baggage, lounge access on Etihad flights, upgrades
  • 1,500 additional bonus Etihad Miles on annual milestone spend
  • 4 complimentary domestic lounge visits per year
  • 2 complimentary international lounge visits per year
  • 10% discount on Etihad Airways flight bookings
  • Annual fee waiver on ₹5L annual spend
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Welcome & Joining Benefits
  • 5,000 Etihad Guest Miles on joining
  • 2 complimentary WiFi vouchers on first Etihad Airways booking
  • Complimentary Etihad Guest Gold Tier status post first card transaction
Milestone Benefits
  • ₹5L annual spend → Annual fee waiver + 1,500 bonus Etihad Miles
Pros & Cons

✓ Advantages

  • Instant Gold Tier status on Etihad — baggage upgrades + lounge access
  • 10% off Etihad bookings — significant for Abu Dhabi/UAE routes
  • 6X miles on etihad.com is strong earning rate
  • Milestone waiver at ₹5L spend is achievable

✗ Disadvantages

  • Only useful for Etihad flyers (limited routes vs Emirates/Air India)
  • 3.5% forex despite being a travel card
  • Max 40,000 Etihad Miles per year cap
Frequently Asked Questions
What is Etihad Guest Gold Tier?
Gold Tier is Etihad's second-highest loyalty tier, giving: extra baggage allowance (on Etihad), lounge access at Abu Dhabi International, priority check-in and boarding, and bonus miles on Etihad flights.
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