Key Features & Benefits
- ✦3% cashback on Paytm Mall, Movies & Travel via Paytm App
- ✦2% cashback on all other Paytm App transactions
- ✦1% cashback on all other online and offline spends
- ✦Paytm First membership complimentary
- ✦Annual fee waiver on ₹50,000 spend
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Welcome & Joining Benefits
- ✦Complimentary Paytm First membership on card activation
Milestone Benefits
- ✦₹50,000 annual spend → ₹499 fee waived
Pros & Cons
✓ Advantages
- ✓Very affordable — ₹499 fee waived easily
- ✓Good entry card for Paytm users
- ✓Paytm First membership adds value
✗ Disadvantages
- ✗Lower cashback rate than SELECT (3% vs 5%)
- ✗No lounge access
- ✗3.5% forex
Frequently Asked Questions
Standard vs SELECT Paytm SBI card?▼
SELECT gives 5% (vs 3%) on Paytm, Priority Pass, and milestone vouchers for ₹1,499. Standard is for light Paytm users at ₹499. Spend ₹3,000+/month on Paytm? SELECT pays off in 2 months of extra cashback.
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