Key Features & Benefits
- ✦10 Reward Points per ₹100 on pharmacy, chemist, movies & dining (2.5% rate)
- ✦2 Reward Points per ₹100 on all other eligible retail spends
- ✦Complimentary Noise ColorFit Pulse Smart Watch (worth ₹5,000) as welcome gift
- ✦Complimentary Fitpass Pro annual membership (access to 5,500+ gyms/yoga studios)
- ✦Complimentary Netmeds First annual membership (healthcare + pharmacy discounts)
- ✦4 complimentary domestic lounge visits per year
- ✦Annual fee waiver on ₹2L annual spend
- ✦1% fuel surcharge waiver
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Welcome & Joining Benefits
- ✦Noise ColorFit Pulse Smart Watch worth ₹5,000 on joining
- ✦Complimentary Fitpass Pro membership (1 year) on fee payment
- ✦Complimentary Netmeds First membership (1 year) on fee payment
Milestone Benefits
- ✦₹2L annual spend → ₹1,499 annual fee waived
Pros & Cons
✓ Advantages
- ✓₹5,000 smart watch as welcome gift — covers 3+ years of annual fee value
- ✓Fitpass Pro + Netmeds together worth ₹5,000+/year in subscriptions
- ✓10X on pharmacy/chemist — unique; great for families with healthcare expenses
- ✓4 lounge visits at ₹1,499 fee — excellent value
- ✓Annual fee waived at ₹2L spend
✗ Disadvantages
- ✗Best benefits tied to health/wellness ecosystem
- ✗10X limited to pharmacy + movies + dining only
- ✗3.5% forex
- ✗Smart watch model may change from year to year
Frequently Asked Questions
Is the Noise smart watch still the welcome gift?▼
The smart watch was the launch welcome benefit. SBI may update this — verify the current welcome gift on sbicard.com before applying.
What is Fitpass Pro?▼
Fitpass Pro gives unlimited access to 5,500+ fitness centers, gyms, yoga studios, and swimming pools across India. Normally priced at ₹1,999–₹2,999/year, it's complimentary with SBI Pulse.
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