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Joining Fee
₹0
Annual Fee
₹2,999 + GST
Reward Rate
10 RP/₹100 dining/travel/international; 5 RP/₹100 grocery; 1 RP/₹100 others
Lounge Access
1 domestic per quarter (4/year) + 4 international per year
Forex Markup
2.99%
Fuel Waiver
1%
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Key Features & Benefits
  • 10 Reward Points per ₹100 on dining, travel & international (2.5%)
  • 5 RP per ₹100 on grocery (1.25%)
  • 1 RP per ₹100 on all other eligible spends
  • 2.99% forex markup — lower than standard 3.5%
  • 1 domestic lounge visit per quarter (4/year)
  • 4 international lounge visits per year
  • Golf access at select courses
  • Movie benefits
  • Annual fee waiver on ₹3L spend
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Welcome & Joining Benefits
  • Welcome vouchers on activation
Milestone Benefits
  • ₹3L annual spend → ₹2,999 fee waived
Pros & Cons

✓ Advantages

  • 10X on dining/travel — strong mid-tier rate
  • International lounge at ₹2,999 fee
  • Annual fee waived at ₹3L — moderate spend

✗ Disadvantages

  • 2.99% forex — not as low as Zenith+
  • Only 4 domestic lounge visits/year
Frequently Asked Questions
How does AU Vetta compare to Zenith?
Zenith gives 20X on dining (vs Vetta's 10X), 8 domestic lounges (vs 4), and 1.99% forex (vs 2.99%). Vetta at ₹2,999 is significantly cheaper and ideal for moderate spenders who don't need Zenith's premium benefits.
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