SFBS
All Small Finance Banks Credit Cards
AU Z
AU Bank Zenith+ Credit Card
AU Small Finance Bank · Super Premium (AU SFB)
Super PremiumZero Forex25X Dining
- 25 Reward Points per ₹100 on dining at standalone restaurants (up to 6.25% value back)
- 10 Reward Points per ₹100 on travel, grocery, departmental stores & international spends
- 2 Reward Points per ₹100 on all other eligible spends
- Zero forex markup — 0% on international transactions
AU Z
AU Bank Zenith Credit Card
AU Small Finance Bank · Premium (AU SFB)
Premium20X DiningLow Forex
- 20 Reward Points per ₹100 on dining at standalone restaurants (5% value back)
- 10 Reward Points per ₹100 on grocery, international & departmental stores (2.5%)
- 2 Reward Points per ₹100 on all other eligible spends
- 1.99% forex markup
AU V
AU Bank Vetta Credit Card
AU Small Finance Bank · Premium Travel (AU SFB)
Mid-PremiumTravelLounge
- 10 Reward Points per ₹100 on dining, travel & international (2.5%)
- 5 RP per ₹100 on grocery (1.25%)
- 1 RP per ₹100 on all other eligible spends
- 2.99% forex markup — lower than standard 3.5%
AU A
AU Bank Altura Plus Credit Card
AU Small Finance Bank · Mid-tier (AU SFB)
Mid-tier10X WeekendCashback
- 10X Reward Points on ALL spends on weekends (Saturday & Sunday)
- 2X Reward Points on all spends on weekdays
- Cashback on specific utility payments
- 1% fuel surcharge waiver
AU A
AU Bank Altura Credit Card
AU Small Finance Bank · Lifetime Free / Entry (AU SFB)
Lifetime FreeEntry LevelRailway Lounge
- 2 Reward Points per ₹100 on online spends
- 1 Reward Point per ₹100 on all offline spends
- 2 complimentary railway lounge visits per quarter
- Zero annual fee — lifetime free
AU L
AU Bank LIT Credit Card
AU Small Finance Bank · Customisable / Innovative (AU SFB)
CustomisableUniqueFlexible
- India's first 'LIT' (Live It Today) customisable card — choose your benefits every month
- Select from benefit modules: Dining cashback / Travel rewards / OTT subscriptions / Lounge access / Movie tickets
- Activated benefits earn accelerated rewards (5X) in chosen category
- Base 1X on all spends when no benefit module active
EQUI
Equitas Bank PowerMiles Credit Card
Equitas Small Finance Bank · Premium (Equitas SFB)
Premium SFBDiningTravel
- 5 Reward Points per ₹100 on dining, travel & international spends
- 2 Reward Points per ₹100 on grocery
- 1 Reward Point per ₹100 on all other eligible spends
- 2 domestic lounge visits per quarter (8/year)
EQUI
Equitas Bank Selfe Credit Card
Equitas Small Finance Bank · Secured / FD-backed (Equitas SFB)
FD-backedSecured CardEntry Level
- 1% cashback on all eligible spends
- Issued against Equitas Fixed Deposit
- No income proof required for FD-backed variant
- 1% fuel surcharge waiver
UTKA
Utkarsh Bank Eternal Credit Card
Utkarsh Small Finance Bank · Premium Cashback (Utkarsh SFB)
Premium SFBCashbackDining
- Up to 5% cashback on online shopping and payments
- 2% cashback on dining transactions
- 1% cashback on all other eligible spends
- 2 domestic lounge visits per quarter (8/year)
UTKA
Utkarsh Bank Rhodium Credit Card
Utkarsh Small Finance Bank · Lifestyle Premium (Utkarsh SFB)
Premium SFBLifestyle16 Lounge Visits
- Exclusive lifestyle cashback program on premium merchants
- 16 complimentary domestic lounge visits per year (4/quarter)
- Dining discounts at partner restaurants
- Fuel surcharge waiver
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About Small Finance Banks Credit Cards
Small Finance Banks (SFBs) are RBI-licensed banks focused on financial inclusion. Currently 11 SFBs operate in India: AU, Capital, Equitas, Ujjivan, Jana, ESAF, Suryoday, Utkarsh, slice (formerly North East), Shivalik, and Unity. Among these, AU Small Finance Bank stands out with the largest and most comprehensive credit card portfolio — from the ultra-customisable LIT card to the premium Zenith and Zenith+. Equitas and Utkarsh also offer their own credit card ranges. SFB credit cards are known for accessible eligibility criteria and innovative product designs.
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