Branch Details — PUNB0982900

Bank NamePunjab National Bank
Branch NameSaraswati Nagar
IFSC CodePUNB0982900
MICR Code171024041
Bank Code (RBI)PUNB
Branch Code982900
AddressVILL SARASWATI NAGAR,POST OFFICE HATKOTI TEH JUBBAL DIST SHIMLA HATKO HIMACHAL PRADESH 171206
CityShimla
DistrictJubbal
StateHimachal Pradesh
Contact+917697323419
Toll Free1800-180-2222
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using PUNB0982900

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0982900.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0982900.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is PUNB0982900. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Saraswati Nagar branch, Shimla, Himachal Pradesh.
The MICR code is 171024041. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VILL SARASWATI NAGAR,POST OFFICE HATKOTI TEH JUBBAL DIST SHIMLA HATKO HIMACHAL PRADESH 171206. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 982900 identify the Saraswati Nagar branch.
Yes. Punjab National Bank Saraswati Nagar Branch (IFSC: PUNB0982900) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0982900 → select NEFT/RTGS/IMPS → confirm with OTP.

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