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Key Features & Benefits
- ✦19 BluChips per ₹100 on IndiGo website/app
- ✦7 BluChips per ₹100 on dining & entertainment
- ✦2 BluChips per ₹100 on all other spends
- ✦4 domestic + 2 international lounge visits per year
- ✦2.5% forex markup — lower than standard Kotak cards
- ✦Complimentary 6E Prime (seat selection) on joining
- ✦1% fuel surcharge waiver
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Welcome & Joining Benefits
- ✦Complimentary 6E Prime seat selection on joining
- ✦Welcome BluChip vouchers
Milestone Benefits
- ✦Check bank's official website for current benefits
Pros & Cons
✓ Advantages
- ✓Premium IndiGo card with more lounge visits than standard Ka-ching
- ✓2.5% forex — better for occasional international use
- ✓6E Prime welcome benefit — good for seat selection fans
✗ Disadvantages
- ✗No annual fee waiver
- ✗Lower BluChips (19) than Ka-ching standard (21) on IndiGo — check current T&C
- ✗Limited to IndiGo ecosystem
Frequently Asked Questions
Ka-ching vs Ka-ching XL — which to choose?
Ka-ching at ₹1,000 fee has 21X BluChips on IndiGo and ₹16,000 welcome vouchers. XL at ₹2,500 adds international lounge, lower forex (2.5%), and more lounge visits. Frequent flyers (6+ IndiGo trips/year) should choose XL.
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