Advertisement
Joining Fee
₹2,500 + GST
Annual Fee
₹2,500 + GST
Reward Rate
19 BluChips/₹100 IndiGo; 7 BluChips/₹100 dining/entertainment; 2/₹100 others
Lounge Access
4 domestic + 2 international per year
Forex Markup
2.5%
Fuel Waiver
1%
Advertisement
Key Features & Benefits
  • 19 BluChips per ₹100 on IndiGo website/app
  • 7 BluChips per ₹100 on dining & entertainment
  • 2 BluChips per ₹100 on all other spends
  • 4 domestic + 2 international lounge visits per year
  • 2.5% forex markup — lower than standard Kotak cards
  • Complimentary 6E Prime (seat selection) on joining
  • 1% fuel surcharge waiver
Advertisement
Welcome & Joining Benefits
  • Complimentary 6E Prime seat selection on joining
  • Welcome BluChip vouchers
Milestone Benefits
  • Check bank's official website for current benefits
Pros & Cons

✓ Advantages

  • Premium IndiGo card with more lounge visits than standard Ka-ching
  • 2.5% forex — better for occasional international use
  • 6E Prime welcome benefit — good for seat selection fans

✗ Disadvantages

  • No annual fee waiver
  • Lower BluChips (19) than Ka-ching standard (21) on IndiGo — check current T&C
  • Limited to IndiGo ecosystem
Frequently Asked Questions
Ka-ching vs Ka-ching XL — which to choose?
Ka-ching at ₹1,000 fee has 21X BluChips on IndiGo and ₹16,000 welcome vouchers. XL at ₹2,500 adds international lounge, lower forex (2.5%), and more lounge visits. Frequent flyers (6+ IndiGo trips/year) should choose XL.
Advertisement
Compare Similar Cards
Advertisement