Key Features & Benefits
- ✦3X Reward Points on Apollo health services (Apollo Pharmacy, Apollo 24×7, hospitals)
- ✦2X Reward Points on dining, movies, and entertainment
- ✦1 Reward Point per ₹100 on all other eligible spends
- ✦Complimentary Apollo Gold Tier Membership on joining
- ✦Discounts on Apollo pharmacy and diagnostics
- ✦Annual fee waiver on ₹1L spend
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Welcome & Joining Benefits
- ✦500 Reward Points on joining
- ✦Complimentary Apollo Gold Tier Membership
Milestone Benefits
- ✦₹1L annual spend → Annual fee waiver
Pros & Cons
✓ Advantages
- ✓3X on Apollo services — covers pharmacy, doctor consultations, health checkups
- ✓Apollo Gold Tier gives extra discounts on pharmacy and diagnostics
- ✓Good for families with regular healthcare expenses
✗ Disadvantages
- ✗3X is modest — only 0.75% on Apollo at standard RP value
- ✗No lounge access
- ✗3.5% forex
Frequently Asked Questions
What is Apollo Gold Tier?▼
Apollo Gold Tier gives priority appointments at Apollo clinics, extra discounts on Apollo Pharmacy (5–10%), discounts on health checkup packages, and priority access to Apollo 24×7 teleconsultations.
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