Key Features & Benefits
- ✦10X Reward Points on Mumbai Metro top-up
- ✦10X Reward Points on dining, movies, grocery, and departmental stores
- ✦1 Reward Point per ₹100 on other spends
- ✦₹50 preloaded on Mumbai Metro card on joining
- ✦Annual fee waiver on ₹1L annual spend
- ✦1% fuel surcharge waiver
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Welcome & Joining Benefits
- ✦₹50 preloaded on Mumbai Metro card
- ✦2,000 bonus Reward Points on spending ₹2,000 in 60 days
Milestone Benefits
- ✦₹1L annual spend → Annual fee waiver
Pros & Cons
✓ Advantages
- ✓10X on Mumbai Metro top-up — directly rewards commuters
- ✓Same 10X on grocery/dining as Delhi Metro variant
- ✓Affordable entry card for Mumbai residents
✗ Disadvantages
- ✗Only useful for Mumbai Metro commuters
- ✗No lounge access
- ✗3.5% forex
Frequently Asked Questions
Is this card available to non-Mumbai residents?▼
Yes — any SBI Card applicant can apply, but the Mumbai Metro top-up benefit is only useful if you commute on Mumbai Metro (Maha Mumbai Metro lines).
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